Business Development Officer, 281-770-5493


Richard Jeffrey is a proven mentor and trainer on SBA eligibility, underwriting and closing requirements. He is an expert witness in legal actions involving SBA loans.  He has extensive knowledge of the underwriting and closing process for SBA loans. Among peers he is considered an expert on SBA's SOP and underwriting requirements. 

Past Chairman, National Association of Development Companies (NADCO)
Former Chief Credit Officer of bank primarily generating SBA 7(a) loans
Former Chief Credit Officer of 504 lender
30+  years of experience in SBA and conventional loan underwriting, closing and servicing.

Wendy is the President of Wendy Nolin Worldwide, a business and executive coaching firm and sales consultancy that liberates professionals from from the status quo. Wendy has nearly 2 decades of experience helping small businesses take their sales to the next level, executives and managers to become inspiring leaders, and high potential professionals to advance and develop in their career.

Sales Expert: Wendy’s career started in sales. She sold products and services spanning software, sales and coach training programs, luxury retail goods, and butts in seats [airline seats]. Once mastering sales, she transferred her knowledge and expertise to her teams and clients. Wendy partners with sales executives, teams, trainers, managers and coaches to streamline their sales organization, achieve their highest profit margins, exceed sales goals and beat long-held company sales, revenue and profit records.

Andrew Miller




Andrew G. Miller grew up in Houston, learning from his father who was a real estate developer and banker for over 20 years and his grandfather who was a banker for over 50 years and founded 4 banks.  Andrew began working with his grandfather at the age of 9 and showed interest in finance from a very young age.   Andrew continued his financial education by achieving a BBA in Finance from St. Edward’s University and went on to earn his MBA. Over the years, he has held several positions in finance and banking. In 2009, he founded Commercial Loan Solutions where he has used his life experience and education gained over the past 18 years to help his clients achieve their financial goals.  He has earned a solid reputation as one of Austin’s most outgoing and hardworking business advisers and bankers.

Andrew believes that having a reputation as an honest, fair and reliable business is the recipe for success. He believes that perseverance, honesty, and consistency are the necessary components for his company to enjoy long term financial success that will also help serve the community.

In addition being committed to helping his customers, Andrew’s is a dedicated family man and enjoys giving back to his community.

  • Greater Austin Chamber of Commerce (“GACC”) - Former Ambassador and Board Member
  • Rotary Club of Austin (Downtown Club) - Former Member, Board Member
  • South Austin Business Council- Former Board Member, Membership Chair, Chairman
  • Central Texas Commercial Association of Realtors – Member and Sponsor
  • Business Networking International- Member
  • St. John’s United Methodist Church- Former Finance Committee
  • St. Edward’s University- Guest Panelist for MBA Capstone Program
  • Real Estate Council of Austin- Former Member
  • Hispanic Chamber of Commerce- Former Member
  • Travis County MUD #16 (Hamilton Pool Rd) – Former President
  • The Ridge at Alta Vista (Lakeway, TX) – Former HOA Board Member and Treasurer 

Richard v. JeffRey



Derek has 20+ years of sales, management, and consulting experience with Fortune 500 and startup companies. Prior to joining CLS, Derek brokered capital requests for commercial real estate, oil & gas and early stage technology companies. He also consulted small-medium businesses on business plans, tax reduction strategies and entity structuring. In his spare time, Derek enjoys spending time in the kitchen, traveling, and returning golf balls to their native habitat… the woods.

Natasha Pierson-Todd is the founder and CEO of PA Taskers. She has extensive experience with project and office management.  Having held administrative positions in the medical, criminal justice, and technology fields, Natasha is highly adaptable which enables her to meet the needs of various clients.  For over 20 years she has dedicated her career in keeping business owners organized, focused, and healthy. As a small business owner herself, she understands the challenges and the multitude of demands her clients face. She is thrilled to have the opportunity to bring her talents and skill set to the CLS platform.  

 Although born and raised in Houston, Natasha currently resides in Austin with her husband and children. In her time off she loves teaching holistic health workshops with her wellness company Sensual Synergy.

Brandon grew up in Houston, Texas until moving to San Marcos, Texas to attend Texas State University where he graduated with a B.B.A. in Marketing. After moving back to Houston for a brief period, he realized how much he missed the Austin area and returned in 2006.  Brandon has worked the past 15 years in sales in various industries including residential mortgages, oil & gas and medical devices. Throughout his sales career, he has earned 28 awards including 3 Employee of the Year and 5 Salesman of the Year awards.  Brandon is passionate about the work he does and is looking forward to helping clients achieve their financial goals.  Brandon is a happily married family man with 2 young children, Blake & Cash, who are 5 and 4 years of age respectively. In his free time, Brandon enjoys traveling with his family, golfing and hunting.  

Carmen Kyle was born in Dallas, Texas and spent most of her early childhood in Southern California with her twin sister, Sara.  She and her twin sister came to Austin at age 9 and was raised by her father and grandparents.  After spending many years trying to figure out what she wanted to "be" when she grew up, Carmen graduated from The University of Texas at Austin with a Bachelor's Degree in Government.  After working several years in law offices and government agencies, Carmen started her own company and turned her focus to helping small business owners grow their businesses by offering the best executive assistance and account management possible.  With over 18+ years of high-level customer service experience, Carmen is excited to be building relationships with clients, lenders and other professionals key to making CLS the best in the industry.  

Carmen is very active in the community and enjoys volunteering at her son's school and with The Backpack Coalition.

Notary Public


Interim Sales Director



Lending Assistant

Commercial Loan Solutions, Austin Texas

Carmen kyle

Director of Operations



Business Development Officer, 512-296-9737