Richard v. JeffRey



In addition being committed to helping customers, Andrew’s is a dedicated family man and enjoys giving back to his community.

  • Greater Austin Chamber of Commerce (“GACC”) - Former Ambassador and Board Member
  • Rotary Club of Austin (Downtown Club) - Former Member, Board Member
  • South Austin Business Council- Former Board Member, Membership Chair, Chairman
  • Central Texas Commercial Association of Realtors – Board Member & Treasurer and Sponsor
  • Business Networking International- Member
  • St. John’s United Methodist Church- Former Finance Committee
  • St. Edward’s University- Guest Panelist for MBA Capstone Program
  • Real Estate Council of Austin- Former Member
  • Hispanic Chamber of Commerce- Former Member
  • Travis County MUD #16 (Hamilton Pool Rd) – Former President
  • The Ridge at Alta Vista (Lakeway, TX) – Former HOA Board Member and Treasurer 

Andrew Miller

Banking Expert Consultant and Founding Member



Andrew G. Miller grew up in Houston, learning from his father who was a real estate developer and banker for 20+ years and his grandfather who was a banker for 50+ years and founded 4 banks.  Andrew began working with his grandfather at the age of 9 and showed interest in finance from a very young age.   Andrew continued his financial education by achieving a BBA in Finance from St. Edward’s University and went on to earn his MBA. Over the years, he has held several positions in finance and banking. In 2009, he founded Commercial Loan Solutions where he has used his life experience and education gained over the past 18 years to help clients achieve their financial goals. 

In 2020, Andrew returned to the banking ecosystem and joined Business Bank of Texas as an SVP of Commercial Lending. He then transitioned his role at CLS to Banking Expert Consultant, partnering with Wendy Nolin to take the lead in driving CLS to the next level. 

Andrew believes that having a reputation as an honest, fair and reliable service provider is the recipe for success. He believes that perseverance, honesty, and consistency are the necessary components for CLS to enjoy long term financial success that will also help serve the community.  He has earned a solid reputation as one of Austin’s most outgoing and hardworking business advisers and bankers.​ 

Commercial Loan Solutions, Austin Texas

Richard Jeffrey is a proven mentor and trainer on SBA eligibility, underwriting and closing requirements. He is an expert witness in legal actions involving SBA loans.  He has extensive knowledge of the underwriting and closing process for SBA loans. Among peers he is considered an expert on SBA's SOP and underwriting requirements. 

Past Chairman, National Association of Development Companies (NADCO)
Former Chief Credit Officer of bank primarily generating SBA 7(a) loans
Former Chief Credit Officer of 504 lender
30+  years of experience in SBA and conventional loan underwriting, closing and servicing.