Commercial Loan Solutions, Austin Texas


Marketing Strategist & Trainer


Proven mentor and trainer on SBA eligibility, underwriting and closing requirements
Expert witness in legal actions involving SBA loans.
Extensive knowledge of underwriting and closing process for SBA loans.
Considered by peers as an expert on SBA's SOP and underwriting requirements. 


Past Chairman, National Association of Development Companies (NADCO)

Former Chief Credit Officer of bank primarily generating SBA 7(a) loans

Former Chief Credit Officer of 504 lender

30+  years of experience in SBA and conventional loan underwriting, closing and servicing.

Candice Beckmann DeRiso is a content marketing strategist, storyteller, and the owner of Beckmann Collaborative, LLC. Her business brings together a team of professionals cooperatively supporting small business owners in achieving success. She left her home in Queens, New York and followed her entrepreneurial instincts to Austin. In Austin, she has applied her extensive experience from performing arts marketing (20 Broadway shows and 360 Carnegie Hall concerts) to high-tech companies, wellness practitioners, finance professionals, and other local startups. Candice is driven to empower small business owners through professional training and consulting in the areas of customer relationship management, content creation, market research, and marketing strategy. What's your story?

Richard v. JeffRey



Eric C. Boyce, CFA is co-founder and CEO of BKA Wealth Strategies, Inc.  He enjoys working closely with business owners, as well as private and institutional clients to tailor life wealth strategies that align with their priorities and goals.  

He has worked in the portfolio management and investment research since 1991, and he has served in various leadership capacities during his 25+ year professional career.  Most recently, he was Chief Investment Officer for Integrated Wealth Strategies in Austin.  In addition, he has served as Austin Director for a West Texas investment advisor, as Senior Portfolio Manager for Hester Capital Management (now Luther King Capital Management), and as Research Director for two other Texas-based registered investment advisors (RIAs). He has extensive experience in security and financial analysis, portfolio strategy and management, as well as financial planning and private investments.

​Eric is also very active in his community.  He currently serves as the Board Chair for St. Dominic Savio Catholic High School, as Chairman of the Planning and Zoning Commission of the City of Cedar Park, Texas, and on the Board of Communities in Schools of Central Texas.  Previously, he served as Board Chair for the CFA Society of Austin, for Austin-based LifeWorks and for St. Louis Catholic School.  Eric also remains active in mentoring high school and university students as well as young financial professionals.  Other activities include services on the investment committees of the Seton Fund, The Catholic Foundation of the Diocese of Austin and OneVoice Central Texas.

Eric has been married for almost 25 years and is the proud father to two children.  

In addition being committed to helping his customers, Andrew’s is a dedicated family man and enjoys giving back to his community.

  • Greater Austin Chamber of Commerce (“GACC”) - Former Ambassador and Board Member
  • Rotary Club of Austin (Downtown Club) - Former Member, Board Member
  • South Austin Business Council- Former Board Member, Membership Chair, Chairman
  • Central Texas Commercial Association of Realtors – Member and Sponsor
  • Business Networking International- Member
  • St. John’s United Methodist Church- Former Finance Committee
  • St. Edward’s University- Guest Panelist for MBA Capstone Program
  • Real Estate Council of Austin- Former Member
  • Hispanic Chamber of Commerce- Former Member
  • Travis County MUD #16 (Hamilton Pool Rd) – Former President
  • The Ridge at Alta Vista (Lakeway, TX) – Former HOA Board Member and Treasurer 

Carmen kyle

Director of Operations


Carmen Shelton Herttenberger was born in Dallas, Texas and spent most of her early childhood in Southern California with her twin sister, Sara.  She and her twin sister came to Austin at age 9 and was raised by her father and grandparents.  After spending many years trying to figure out what she wanted to "be" when she grew up, Carmen graduated from The University of Texas at Austin with a Bachelor's Degree in Government.  After working several years in law offices and government agencies, Carmen started her own company and turned her focus to helping small business owners grow their businesses by offering the best executive assistance and account management possible.  With over 18+ years of high-level customer service experience, Carmen is excited to be building relationships with clients, lenders and other professionals key to making CLS the best in the industry.  

Carmen is very active in the community and enjoys volunteering at her son's school and with The Backpack Coalition.

Notary Public

Eric C Boyce, CFA


Andrew Miller




Andrew G. Miller grew up in Houston, learning from his father who was a real estate developer and banker for over 20 years and his grandfather who was a banker for over 50 years and founded 4 banks.  Andrew began working with his grandfather at the age of 9 and showed interest in finance from a very young age.   Andrew continued his financial education by achieving a BBA in Finance from St. Edward’s University and went on to earn his MBA. Over the years, he has held several positions in finance and banking. In 2009, he founded Commercial Loan Solutions where he has used his life experience and education gained over the past 18 years to help his clients achieve their financial goals.  He has earned a solid reputation as one of Austin’s most outgoing and hardworking business advisers and bankers.

Andrew believes that having a reputation as an honest, fair and reliable business is the recipe for success. He believes that perseverance, honesty, and consistency are the necessary components for his company to enjoy long term financial success that will also help serve the community.