Attention Lenders
What if any issues you might have with closing a loan were addressed and resolved prior to you laying a hand on it, would that make your life easier?
Building relationships with Lenders is high priority for us. That is why we have begun sharing our leads. If you are a Lender, then we invite you to get our bi-monthly Lenders Pipeline Report.
Our Resources and Products
Type of Lenders We Work With
- Conventional Bank Loans - National and Community Banks
- Credit Unions - Local Lenders
- Private Lenders - Hard Money
- Institutional - Non-Recourse & Partial Recourse
Types of Loans Available
- Real Estate Loans - Texas Only
- Raw Land Loans - 50% LTV or less
- Commercial Real Estate Loans - 80% LTV or less
- Investment Property Loans -Apartments, Rent Houses, Office Buildings, Retail,
- Storage Units, etc
- Non-Profit Real Estate Loans - Schools, Churches, Clinics, and others
- "Cash Out” Loans - Raw Land and Investment Properties
- SBA Loans - 7a & 504
- USDA Loans - B&I Program
- Fannie Mae - Apartment & Student Housing Loans
Typical Loan Terms:
- Typically 20%-25% down on Conventional Loans
- 10%-15% on SBA Loans (Qualification Required)
- Fixed Rate Loans - interest rate fixed for 5, 10 or 20 years; As low as 3.75%;
- Long Term Fixed rates available
- Adjustable Rate Loans - interest rates adjust monthly, quarterly, and annually
- Short Terms Loans - 6 to 36 months
- Amortizations of 20, 25 and 30 Years
- Loans from $250,000 to $50,000,000
Our Services
Commercial Loan Brokering
We present your loan to the banks and negotiate the best terms & conditions for your situation.
- Time Frame - 2-3 weeks
- Fees – Small upfront retainer and 1.0%-2.0% Fee due at closing
Commercial Loan Packaging
We create a loan package that can be presented to banks offering them a clear view of the risk and financing needs. CLS provides the most likely scenario, which allows you to know what to expect, and avoid surprises.
- Time Frame – 1 week
- Fees – Small upfront fee and then hourly; flat rates available
The loan package includes:
- Executive Summary - Concise Detail of Loan Request and Borrower Information
- Narrative - Explains project, owners/management, and financials
- Complete Personal Financial Audit - Tax Returns, Credit Report, Personal Financial Statements, and Cash Flow
- Complete Business Financial Audit - Company Financials, Tax Returns, and Debt Schedules
- Conclusion - Mitigates lender concerns and justifies why the Lender should say "YES"
Full service options
Include both the Commercial Loan Packaging service with our Brokering service.