Type of Lenders We Work With

  • Conventional Bank Loans - National and Community Banks 

  • Credit Unions - Local Lenders

  • Private Lenders - Hard Money
  • Institutional - Non-Recourse & Partial Recourse


 Types of Loans Available

  • Real Estate Loans - Texas Only 

  • Raw Land Loans - 50% LTV or less

  • Commercial Real Estate Loans - 80% LTV or less

  • Investment Property Loans -Apartments, Rent Houses, Office Buildings, Retail, 
  • Storage Units, etc

  • Non-Profit Real Estate Loans - Schools, Churches, Clinics, and others

  • "Cash Out” Loans - Raw Land and Investment Properties

  • SBA Loans - 7a & 504

  • USDA Loans - B&I Program
  • Fannie Mae - Apartment & Student Housing Loans


 Typical Loan Terms:

  • Typically 20%-25% down on Conventional Loans

  • 10%-15% on SBA Loans (Qualification Required)

  • Fixed Rate Loans - interest rate fixed for 5, 10 or 20 years; As low as 3.75%; 
  • Long Term Fixed rates available 

  • Adjustable Rate Loans - interest rates adjust monthly, quarterly, and annually

  • Short Terms Loans - 6 to 36 months

  • Amortizations of 20, 25 and 30 Years
  • Loans from $250,000 to $50,000,000

Our Services

Commercial Loan Brokering 

We present your loan to the banks and negotiate the best terms & conditions for your situation.

  • Time Frame - 2-3 weeks
  • Fees â€“ Small upfront retainer and 1.0%-2.0% Fee due at closing 


Commercial Loan Packaging

We create a loan package that can be presented to banks offering them a clear view of the risk and financing needs. CLS provides the most likely scenario, which allows you to know what to expect, and avoid surprises.  

  •  Time Frame â€“ 1 week
  •  Fees â€“ Small upfront fee and then hourly; flat rates available


The loan package includes:


  • Executive Summary - Concise Detail of Loan Request and Borrower Information
  • Narrative - Explains project, owners/management, and financials
  • Complete Personal Financial Audit - Tax Returns, Credit Report, Personal Financial Statements, and Cash Flow
  • Complete Business Financial Audit - Company Financials, Tax Returns, and Debt Schedules
  • Conclusion - Mitigates lender concerns and justifies why the Lender should say "YES"


 Full service options

Include both the Commercial Loan Packaging service with our Brokering service.


 

Commercial Loan Solutions, Austin Texas

Attention Lenders


What if any issues you might have with closing a loan were addressed and resolved prior to you laying a hand on it, would that make your life easier?


Building relationships with Lenders is high priority for us. That is why we have begun sharing our leads. If you are a Lender, then we invite you to get our bi-monthly Lenders Pipeline Report.



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