Commercial Loan Solutions, Austin Texas

Richard v. JeffRey

Underwriter
richardjeffrey01@gmail.com

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Andrew G. Miller grew up in Houston, learning from his father who was a real estate developer and banker for 20+ years and his grandfather who was a banker for 50+ years and founded 4 banks.  Andrew began working with his grandfather at the age of 9 and showed interest in finance from a very young age.   Andrew continued his financial education by achieving a BBA in Finance from St. Edward’s University and went on to earn his MBA. Over the years, he has held several positions in finance and banking. In 2009, he founded Commercial Loan Solutions where he has used his life experience and education gained over the past 18 years to help clients achieve their financial goals. 


In 2020, Andrew returned to the banking ecosystem and joined Business Bank of Texas as an SVP of Commercial Lending. He then transitioned his role at CLS to Banking Expert Consultant, partnering with Wendy Nolin to take the lead in driving CLS to the next level. 


Andrew believes that having a reputation as an honest, fair and reliable service provider is the recipe for success. He believes that perseverance, honesty, and consistency are the necessary components for CLS to enjoy long term financial success that will also help serve the community.  He has earned a solid reputation as one of Austin’s most outgoing and hardworking business advisers and bankers.​ 

Born and raised in Pittsburgh, PA, Wendy has lived in Alaska, Arizona, Texas, Montana, Colorado, New Mexico, and Idaho and is now a digital nomad, living and working wherever she feels drawn to explore. Her sights are to expand beyond the US and travel the world while she supports the growth and expansion of CLS right here in Texas. 


Wendy has nearly 2 decades of experience helping small businesses scale and expand. In 2019 she joined CLS after acting as an external consultant for several years, and in 2020 transitioned to take a more active role in leading the business as Andrew's business partner. Together, they are shepherding CLS into new product offerings and expanding strategic referral partnerships to keep up with the growing demand for commercial loan services in the burgeoning Central Texas market. 


Wendy manages all loans through CLS's proven process; from first point of contact through to closing and the many details in between.  She is the glue that holds the organization together; from holding the CLS team [and the clients!] accountable, to organizing all the documents needed by underwriting, the lenders, and the title companies. Wendy oversees all account management to support a clean, smooth, and swift closing for our clients. 

In addition being committed to helping customers, Andrew’s is a dedicated family man and enjoys giving back to his community.


  • Greater Austin Chamber of Commerce (“GACC”) - Former Ambassador and Board Member
  • Rotary Club of Austin (Downtown Club) - Former Member, Board Member
  • South Austin Business Council- Former Board Member, Membership Chair, Chairman
  • Central Texas Commercial Association of Realtors – Board Member & Treasurer and Sponsor
  • Business Networking International- Member
  • St. John’s United Methodist Church- Former Finance Committee
  • St. Edward’s University- Guest Panelist for MBA Capstone Program
  • Real Estate Council of Austin- Former Member
  • Hispanic Chamber of Commerce- Former Member
  • Travis County MUD #16 (Hamilton Pool Rd) – Former President
  • The Ridge at Alta Vista (Lakeway, TX) – Former HOA Board Member and Treasurer 

Kimber grew up in Phoenix, AZ and moved to Austin in 2009. She offers 20 years of achievements across Franchising, Insurance and Information Technology industries. She currently works as the Director of Operations for a nationwide franchise and enjoys helping small businesses find their potential.


 In her role at CLS Austin, she helps bring visibility to the services and products offered by the company through different marketing activities.

Scott Humphreys

Senior Underwriter
shumphreys37@gmail.com, 971.219.9298

Richard Jeffrey is a proven mentor and trainer on SBA eligibility, underwriting and closing requirements. He is an expert witness in legal actions involving SBA loans.  He has extensive knowledge of the underwriting and closing process for SBA loans. Among peers he is considered an expert on SBA's SOP and underwriting requirements. 

Background:
Past Chairman, National Association of Development Companies (NADCO)
Former Chief Credit Officer of bank primarily generating SBA 7(a) loans
Former Chief Credit Officer of 504 lender
30+  years of experience in SBA and conventional loan underwriting, closing and servicing.

Brandon grew up in Houston, Texas until moving to San Marcos, Texas to attend Texas State University where he graduated with a B.B.A. in Marketing. After moving back to Houston for a brief period, he realized how much he missed the Austin area and returned in 2006.  Brandon has worked the past 15 years in sales in various industries including residential mortgages, oil & gas and medical devices. Throughout his sales career, he has earned 28 awards including 3 Employee of the Year and 5 Salesman of the Year awards.  Brandon is passionate about the work he does and is looking forward to helping clients achieve their financial goals.  Brandon is a happily married family man with 2 young children, Blake & Cash. In his free time, Brandon enjoys traveling with his family, golfing and hunting.  

Andrew Miller

Banking Expert Consultant and Founding Member

amiller@clsaustin.com

512-297-0326

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WENDY NOLIN

Managing Director
wendyn@clsaustin.com

512.900.1984

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Kimber Magee

Directer of Marketing

​marketing@clsaustin.com


BRANDON EMORY

Business Development Officer 
brandone@clsaustin.com, 281-770-5493

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